Catalyst Accident and Health connects insurers and distribution partners to quickly deliver innovative solutions to help your customers create lasting value for their constituents. We fuel growth for alternative businesses through experienced product development, smart underwriting, and seamless, fast execution. Partnering with us gives you access to more than 50 years of proven expertise in client relationship management, distribution support, underwriting, and third-party administrator connections, helping you build successful, enduring partnerships. Our resume includes sales, marketing, product development and underwriting expertise with insurers and agencies that include Assurant®, Chubb®, Zurich®, and Mass Marketing Insurance Group
Built on Experience. Focused on Growth.
Bringing the Right Capabilities Together
Successful programs require more than a strong concept. Catalyst aligns relationships, market expertise, operational resources, and long-term oversight to help turn opportunities into sustainable Accident & Health programs.
Strategic Relationships
Access to a broad ecosystem of insurance carriers, administrators, enrollment providers, marketing organizations, and distribution partners.
Connected CapabilitiesProgram Expertise
Decades of experience developing, underwriting, distributing, and supporting specialty Accident & Health programs.
Deep A&H KnowledgeDisciplined Execution
Coordinated implementation that aligns carrier requirements, distribution needs, administration, reporting, and compliance.
From Concept to MarketSustainable Growth
Ongoing performance management, relationship oversight, and optimization designed to support lasting program value.
Long-Term PerspectiveExperienced Operators. Trusted Partners.
Catalyst is led by specialty insurance professionals with experience across product development, underwriting, distribution, program operations, and long-term relationship management.
Chris Howard
Chris Howard has spent his career shaping specialty insurance programs across credit, direct response, extended warranty, mobile device protection, and Accident & Health.
At Catalyst, Chris manages full-lifecycle A&H programs, aligning carriers with the right channels and building solutions designed to create sustainable long-term value.
Ron Lefkoski
Ron Lefkoski brings deep expertise in program-based insurance, product design, distribution strategy, and operational execution across carriers and agencies.
At Catalyst, Ron focuses on designing and scaling alternative A&H programs that combine strategic oversight, disciplined execution, and long-term performance.
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