Catalyst Accident and Health connects insurers and distribution partners to quickly deliver innovative solutions to help your customers create lasting value for their constituents. We fuel growth for alternative businesses through experienced product development, smart underwriting, and seamless, fast execution. Partnering with us gives you the financial stability of United Risk® along with more than 50 years of proven expertise in client relationship management, distribution support, underwriting, and third-party administrator connections, helping you build successful, enduring partnerships. Our resume includes sales, marketing, product development and underwriting expertise with insurers and agencies that include Assurant®, Chubb®, Zurich®, and Mass Marketing Insurance Group

Experience and relationships are our cornerstones

The Team

Chris Howard has spent his career shaping specialty insurance programs across credit, direct response, extended warranty, mobile device protection, and Accident & Health. He focuses on helping insurers and distribution partners accelerate product development while maintaining disciplined underwriting and scalable operations.

At Catalyst Accident and Health, Chris manages full lifecycle A&H programs, aligning carriers with the right channels and building solutions that not only address market needs but create long-term value and sustainable growth.

Partner

908-328-2179

chris@catalystah.com

Chris Howard

Ron Lefkoski brings deep expertise in program-based insurance, having led product design, distribution strategy, and operational execution across carriers and agencies. He is known for connecting innovative solutions with the right channels to deliver measurable results.

At Catalyst Accident & Health, Ron focuses on designing and scaling alternative A&H programs that combine strategic oversight, disciplined execution, and long-term performance, ensuring each initiative drives enduring value for clients and partners.

Partner

267-261-0641

ron@catalystah.com

Ron Lefkoski

Partners